A listening lab · hosted by Vishal Krishna Made in Bengaluru
The Upstream Life.

Long-form conversations with the founders, operators and investors building India's harder companies: robotics and silicon, credit and insurance, supply chains and studios.

Flagship deep dive · EP 174

One bill, four payments

One bill, four payments · Tejas Goenka, Tally Solutions

Tally turns forty this year, runs in eight out of ten Indian businesses, and has spent most of that time educating SMEs in getting their accounting right. Tejas Goenka walks through the cement dealer whose single invoice gets paid in four parts, why the cloud stopped being the cheap option, and what an AI feature has to prove before a small business will keep it.

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Long-form conversations with the people building what's next, hosted by Vishal Krishna Start with a short clip, follow the chapter map, or read the whole transcript Browse every episode →
The deep divesA dive rebuilds the whole conversation on one page: the argument in sixty seconds, a map of the hour you can click through, every number said on air, and the full transcript. These are the newest; the rest live in the episode index.
Where to startGuided routes: short sequences of timestamped clips across episodes, so you watch only what earns its minutes.
Founder journeyConsumer IndiaSaaS & enterpriseRegulation & policyVenture capitalAI & machine learning
The index

Thirty threads run through the catalogue

Every conversation is tagged and weighted into six families. See which themes hold the catalogue together, and pull any thread to find the episodes and clips behind it.

See the topic map
Latest episodesThe ten newest conversations. The full catalogue, searchable and filterable, lives in the episode index.
From the editor

The story under the company.

The Upstream Life is a series of long-form conversations with the founders, operators and investors building India's harder companies: robotics and silicon, credit and insurance, supply chains and studios. We go upstream of the headline, to how the thing was actually built.

Every episode ships with a listening lab: a sixty-second brief, the ideas worth carrying into your own work, and the lines worth keeping. The flagship dives add the numbers drawn as charts and the hour mapped chapter by chapter.

Meet the masthead

Vishal Krishna
Vishal Krishna
Host · founder & editor, theupstreamlife.com